Real Estate Basics

The terms real estate and real property refer to distinct aspects of property ownership. Real estate encompasses the physical land and any structures or improvements attached to it. In contrast, real property includes a bundle of common law rights that go beyond the mere physical presence of the property.

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A borrower might occasionally mistake a mortgage broker for a loan officer or mortgage lender, but there are key differences between these roles. Before obtaining a mortgage, potential homeowners should understand what a mortgage broker does, the advantages of working with one, and how to select the best broker. This guide aims to help borrowers determine whether using a mortgage broker is the right choice.

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Inflation significantly affects the economy, leading to an increase in the prices of goods and services. This phenomenon has far-reaching implications, including notable impacts on the real estate market.

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Investing in real estate comes with a range of impressive benefits. Beyond tax perks, potential returns, and opportunities for passive income, there are numerous other advantages that real estate investors can enjoy.

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You’ve probably come across the concept of depreciation for equipment and other business assets, but did you know that real estate can also depreciate? Depreciation is actually one of the most valuable deductions for real estate investors. It helps lower your taxable income each year that you have a property in service and available for rent.

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Understanding the Consumer Price Index (CPI) in real estate is essential for landlords and real estate investors. The CPI measures how housing expenses, such as rent and utilities, influence inflation and property values. It also affects mortgage rates, making borrowing more or less expensive.

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